Professional Liability insurance for physicians affiliated with leading New York hospitals

As part of The Doctors Company, we provide New York physicians and affiliated healthcare providers with a portfolio of flexible coverage options to meet your MPL needs.

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Available Discounts

Looking to lower your premium? We provide Physicians with the following savings options.


Risk Management Education Discount

For the completion of risk management courses.


Waiver of Consent Discount

We handle any claim that comes your way, without your prior written consent.


Joint Defense Discount

Automatic discount for insured physicians participating in joint defense.


Obstetrics Discount

Discount for physicians affiliated with sponsor hospitals.

7.5% – 12%

Claims-Free Discount

7.5% discount for claims-free in last five years. 12% in last 10 years.


Prepay Discount

Available to physicians that pay their annual premium in full prior to their due date.

35% – 50%

Part Time Discount

For physicians in surgical and non-surgical specialties working 20 hours or less per week.


New Doctor Discount

Physicians who have recently completed an approved residency can receive a discount up to 50%.

Why Hospitals Insurance Company?


New York claims expertise.‚Äč


Competitive rates for affiliated physicians.


Owned by The Doctors Company, the largest physician-owned medical malpractice insurer.


Financial strength – over $6.5B in assets.

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Want to calculate your potential savings? Complete the form below and we’ll respond within 48 hours to start your personalized quote. We’ll incorporate all applicable discounts based on the answers provided.

Request an Indication